Payoneer is used by freelancers and online businesses to receive money from abroad — and also to pay: supplier payments, payment requests from other Payoneer users, marketplace and platform fees. If your Payoneer balance is too low for a payment, you can top it up with rupees.
Short answer: use EasyPaisa to Payoneer USD, JazzCash to Payoneer USD or bank transfer to Payoneer USD, enter your own Payoneer e-mail, pay in PKR, then make the payment from Payoneer.
Top up Payoneer USD
- With PKR: EasyPaisa, JazzCash, bank transfer
- With crypto: USDT TRC20, USDT BEP20, Bitcoin
- Payoneer EUR: USDT TRC20 to Payoneer EUR
Common reasons to top up
- Paying a supplier or contractor who sent you a Payoneer payment request.
- Covering platform or account fees from your Payoneer balance.
- Keeping a USD buffer for subscriptions linked to Payoneer.
Cash out Payoneer to PKR
When clients pay you, sell Payoneer USD: Payoneer → EasyPaisa, Payoneer → JazzCash, Payoneer → bank transfer, or to crypto with Payoneer → USDT TRC20. Full guide: Payoneer withdrawal in Pakistan.
How an order works on XChangic
- Open the direction and check the live rate, the minimum and maximum amount and the reserve.
- Enter the amount and your own receiving details — your e-mail, account ID or wallet address.
- Confirm and pay from your own EasyPaisa, JazzCash, bank account or wallet, exactly as shown on the order page. Third-party payments are not accepted.
- Receive the funds once the XChangic team processes the order; the expected time is shown on the direction page. Track it on the order status page.
FAQ
Can I pay someone else’s Payoneer directly?
No. The top-up goes to your own Payoneer account; you then pay from it.
Does Payoneer charge for payments?
Payoneer applies its own fees and limits; check them in your Payoneer account before you pay.
Where do I see the Payoneer rate in PKR?
On the live rates page and on each direction page. More on the wallet: Buy and sell Payoneer USD.
Stay safe
- Only pay invoices you expected, from companies or people you know. Scammers often send fake "invoices" and "fee notices".
- Check the payee’s e-mail or wallet address directly with them before you pay.
- Read the safety notice and the AML/KYC policy. Questions? Use the Live Chat, e-mail [email protected] or Telegram @xchangicbot.
Last reviewed: 13 October 2026. Rates, limits and available routes change — the direction page always shows the current rate, minimum and maximum amount and reserve. XChangic sends funds to an account in your own name; you then make the payment yourself.
