Payoneer is a cross-border payment account used by freelancers and online businesses to get paid by marketplaces and clients abroad. Payoneer itself can withdraw to a local bank account. For freelancers in Pakistan, an exchange route is useful when you want the money in EasyPaisa or JazzCash, or in USDT and other crypto.
Short answer: open the route you need — for example Payoneer to EasyPaisa — enter the amount and your receiving details, confirm, and pay from your own Payoneer account to the details shown on the order page.
Payoneer to PKR
Payoneer to USDT and other crypto
- Payoneer to USDT TRC20, Payoneer to USDT BEP20, Payoneer to USDT ERC20, Payoneer to USDT SOL
- Payoneer to Bitcoin, Payoneer to Litecoin, Payoneer to Tron
Not sure which USDT network to pick? Read USDT networks explained first — sending to the wrong network is the costliest mistake.
In the UAE, Payoneer to cash AED is also available.
Fund Payoneer with PKR or crypto
- EasyPaisa to Payoneer USD, JazzCash to Payoneer USD, bank transfer PKR to Payoneer USD
- USDT TRC20 to Payoneer, Bitcoin to Payoneer USD
All Payoneer routes are summarised on the Buy and Sell Payoneer USD page.
Checklist for freelancers
- Pay from your own Payoneer account, in the same name as your receiving account. Third-party payments are not accepted.
- Check the amount in the order and send exactly that. Payoneer’s own fees are charged by Payoneer.
- For crypto, check the network and the address twice before confirming.
- Keep your Payoneer payment reference until the order is complete.
How an exchange order works on XChangic
- Open the direction you need (links above) and check the live rate, the minimum and maximum amount and the reserve.
- Enter the amount and your receiving details — the account, wallet or address where you want to get the money.
- Confirm the order and pay to the details shown on your order page, from an account in your own name. Third-party payments are not accepted.
- Wait for processing. Orders are processed by the XChangic team; the expected time is shown on the direction page and in your order. You can follow it on the order status page.
FAQ
Is it better to withdraw Payoneer to a bank or to EasyPaisa?
It depends on where you need the money. Compare the rate on the direction page with what your bank route gives you, and choose the one that suits you.
Can I get USDT directly from Payoneer?
Yes — use Payoneer to USDT TRC20 or one of the other USDT networks listed above.
What are the limits?
The minimum and maximum amount and the reserve are shown on each direction page.
Before you pay, read the safety notice. Verification and anti-money-laundering checks follow the AML/KYC policy. If anything is unclear, ask in the Live Chat on this website before you send money.
Last reviewed: 10 October 2026. Rates, limits and available routes change — the direction page always shows the current rate, minimum and maximum amount and reserve.
